Bad credit borrowers still have access to a number of loans, including payday loans, bad credit personal loans, bad credit car loans and bad credit home loans. While these bad credit loans are comparable to loans for people with good credit, they tend to have higher interest rates and, sometimes, less desirable terms.
At Maple Tree Funding, we help individuals throughout New York State understand their credit scores and home loan options. Whether you're looking for a bad credit mortgage in Albany NY, wondering if you qualify for an FHA mortgage in Glens Falls or considering your mortgage options for a house in Clifton Park, Maple Tree Funding can help !
If lenders do offer borrowers with bad credit loans, the loans will be more costly. Lenders recognize the risks involved when lending to people with bad credit, so they charge higher interest rates to make up for any potential losses.
Don't fret ! As negative credit history falls off your credit report, it will be replaced by new credit activity. Eventually, positive changes to your credit history will start to outweigh the negative information on your credit report and raise your credit score.
SIP stands for Session Initiation Protocol. In VoIP, it is used in the context of SIP trunking, which is a way of replacing (almost in a literal way) a phone line with the Internet. Check our SIP trunking page for more practical information on SIP trunking.
PBX stands for Private Branch Exchange. A PBX is a computer that runs a business phone system. Most businesses use hosted PBXs because PBXs are complicated, expensive, and require special technical expertise. Hosted PBX means that the PBX is administered and maintained by the Hosted PBX provider. Most business VoIP providers offer Hosted VoIP PBX.
Contact Maple Tree Funding to find out if you qualify for a mortgage, even with bad credit, or fill out the form below. One of our Licensed Mortgage Loan Originators will contact you shortly!
A PIC code is a long distance company's code, which is used to identify the company. PIC codes were very important in the 1990s, when telecommunications was deregulated and lots of long distance service providers came into existence.
E911 stands for Enhanced 911. It associates your phone number with a physical address so that emergency services can quickly and easily reach you.
Yes. VoIP phones work with an IP address. IP addresses don't have physical locations, so that means that you take your IP phone to any physical location that has high-speed Internet.
SOHO stands for Small Office/Home Office. It is used by VoIP service providers to designate services designed for very small operations.
POTS stands for Plain Old Telephone Service. POTS always means traditional landline service (even though companies providing POTS may be using VoIP).