Apply For Loan Online - Post Dated Cheques(PDCs)/Security Cheques submitted towards loan repayment that have not been encashed, will be defaced and retained by the Bank.
In case, you wish to have your old Post Dated Cheques(PDCs)/ Security Cheques to be returned to you, kindly lodge a request at the Retail Loan Service Center or through PhoneBanking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions.
In case, we do not hear from you within the stipulated period, the defaced cheques will be destroyed.
Important To make your application as smooth as possible, we will use the personal information we hold on you as the basis for your loan application.
If any of your personal or contact details have changed recently, please ensure they are updated before proceeding. You can check and amend your details by visiting the 'My personal details page' in the online bank.
All loans are subject to status and are available to UK residents aged 18 to 79 only. In order to be eligible to apply for a Nationwide Personal Loan, you will need to have a net monthly income of £700+. Nationwide Personal Loans cannot be used for business, investment or speculative purposes, as a bridging loan or a mortgage deposit or to purchase or retain an interest in land
Quick, competitive and transparent, HDFC Bank Personal Loans can be customised to suit your every need.
With a fast disbursal process, you can avail of a loan in 4 hours
- while enjoying our unmatched benefits.
- Terms and conditions apply. Loan at sole discretion of HDFC Bank limited. Subject to documentation and verification as per Banks requirement.
If you choose to pay your loan into a Nationwide current account, the funds will normally be available within 2 hours. For other Nationwide accounts the funds will be available within 1 working day, and for all other accounts, within 3 to 5 working days (interest will be charged from day 1).
When we've received everything we need, we'll finalise your loan agreement and issue your funds to your chosen account. If you chose to repay any existing loan you have with us, we'll use the new loan to repay it on your behalf and any surplus will be released to your chosen account.
You pay the loan in equal monthly instalments (EMIs). The loan will be paid through post-dated cheques. You can also pay through ECS or a standing instruction to debit your HDFC Bank account with the EMI amount.
If you're happy with your quote and want to continue your application, we'll leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time.
Our loans are only available to members. You're a member when you have a current account, mortgage or savings account with us. If you're applying for a joint loan, only one of you needs to be a member. Find out more about membership.
Customisation, and special interest rates on personal loans for existing HDFC Bank customers and, transferring your existing personal loan to HDFC Bank. Stay connected via SMS, online chat or phone banking, and check your personal loan eligibility online in just 60 seconds.
Additional benefits include personal accident cover and personal loan security.
In some situations electronic contracting may not be available to loan applicants, and in this instance a paper loan agreement will be sent to you to sign and return. Currently, we're unable to offer electronic contracting for joint applicants.
The additional charges (if any) are applicable in case you default or in case of SWAP (i.e. change the repayment mode). The charges are updated and can be viewed in the Fees & Charges section in the Bank's website of each loan product.
HDFC Bank's personal loans can be customised to match your requirements. Use funds to finance a range of needs, from your wedding to your home renovation
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- Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges
- In most cases, if your application is approved, you'll be able to sign up for your loan online (instead of Nationwide sending you a paper agreement to sign and return).
By signing for your loan online [electronic contracting] you'll be entering into a legally binding contract. You'll receive a copy of the loan agreement for your records, and this will be sent to you when the loan funds are issued.
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